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Junior Product Executive, Credit Tech

Ho Chi Minh
Fulltime
24-Product-0062

You will be resposile on product owner of some lending and loan collection products on MoMo’s
apps

What you will do
  • Research and analyze the market and user behavior, internal data and information, coordinate with relevant stakeholders such as Technical, Business Unit, Legal, Risk Management, Marcom to propose to develop lending products, loan collection products,etc…; enhance these products (on MoMo’s apps) in order to be appropriate with MoMo development-orientation and FS Senior Product Manager’s requirements; Build and deploy the above product to users;
  • Nghiên cứu phân tích thị trường, hành vi người dùng, dữ liệu nội bộ và phối hợp với các stakeholders liên quan như Technical, Business Unit, Pháp chế, Quản trị rủi ro, Marcom để đề xuất phát triển sản phẩm tín dụng tín chấp, thu hồi nợ…, cải tiến sản phẩm đó (thực hiện trên môi trường apps) phù hợp với định hướng phát triển của công ty và chỉ đạo của lãnh đạo cấp trên; tổ chức xây dựng, triển khai các sản phẩm nêu trên tới người dùng;
  • Propose user flow, wireframe, enhance current product/function to reach the best customer experience;
  • Xây dựng user flow, thiết kế wireframe, cải tiến sản phẩm để hướng tới trải nghiệm khách hàng tốt nhất và cân đối với các mục tiêu kinh doanh của MoMo và của sản phẩm được phân công;
  • Monitor product performance and provide insights to stakeholders (Giám sát chất lượng sản phẩm và cung cấp insight cho các bên liên quan);
  • Kiểm soát chất lượng sản phẩm và cung cấp insight cho các bên liên quan;
  • Other tasks that are required by FS Senior Product Manager;
  • Các công việc khác theo phân công của lãnh đạo phòng.
What you will need
Minimum Qualifications (education)
  • Bachelor’s degree in business, banking, engineering  or related field.
Experience:
  • Min 2 years of experience in the roles of Product Development/Product Owner/IT BA (domain lending is a plus) in Bank/Financial Institution/Software development company;
  • Over 2 year experience in developing digital financial solutions and growth hack features ( domain lending) in apps is a plus;
  • From 1 year of IT BA background or banking system architechturer is a plus.
Essential skills:
  • Customer empathy, ability to thoroughly understand the meaning of product’s business growth data, ability to understand API documents;
  • Fluent in using with confluence, jira;
  • Fluent with build user flow, activity diagram, wireframe;
  • Understand UI/UX knowledge basically at least (being excellent is a plus);
  • Understand the SBV’s lending regulation and debt classification and provisioning as well as be able to apply on the practical daily tasks;
  • Ready to learn new things quickly and flexible;
  • Ability to work independently and teamwork, meet deadlines and work under high pressure;
  • Ability to think critically and solve problems;
  • Strong communication skills, both written and verbal.
Personal characteristics:
  • High level of creativity and innovation;
  • Passionate about products and understanding of customer needs;
  • Self-driven and motivated to take on new challenges and learn quickly;
  • Strong leadership and team-building skills;
  • Open-minded and flexible with the ability to adapt to changing situations;
  • Strong attention to detail and ability to deliver high-quality work;
  • Empathy and a customer-centric mindset.
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