Associate Executive – Credit Risk Management (Financial Services)
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Ho Chi Minh
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Fulltime
Monitor credit portfolio performance of assigned lending products, including but not limited to sales volume, approval rate, collection performance, credit loss rate, approval & UW costs, collection costs, marketing costs, EBITDA – P&L; Evaluate & revise timely the underwriting and collection process, risk acceptance criteria, scoring matrix, risk and collection targets; Use early indicator metrics and data visualization effectively to report portfolio performance, collection performance and support, escalate issues that threaten portfolio; Optimize operational performance & potential improvements of every end-to-end approval process & collection process of assigned product, propose and take corrective actions and monitoring; Able to deep dive analyze, explore data analysis on both internal & external data, back-test external data service & propose to implement in order to manage either portfolio risk performance or sales target or profitability target; Coordinate with related teams/partners to enable/enhance process, implement new changes and monitor after go-live.